Fintech, marketplaces, apps with balances
Wallets and stored value
Customer balances that cannot go below zero, overdrafts where you extend them, and a statement that reconciles line by line.
Use cases
Where a ledger earns its keep
Anything that is counted, owned and must not be created or destroyed outside a recorded transaction. Four shapes we see most often, all with a worked transaction.
Four shapes
Pick the one closest to your books
Two-sided platforms, gig work, resale
Marketplaces and payouts
Reserve at checkout, split settlement across seller, platform and tax in one transaction, and pay out from books that already balance.
Software products, subscriptions, rewards
Credits and loyalty
Prepaid credits, API allowances, points and gift cards treated as property the customer owns, buys, refunds and disputes. The liability is derivable at any time.
Retail, events, licensing
Inventory and seats
Stock, seats and licences kept under the rules that protect money, because over-allocation is a contractual exposure.
Running books for other businesses? Ledger for platforms covers the partner model.
Free today. Access is provisioned personally by RODMENA.
Tell us what you keep books of and we will set up a tenant, mint your first key and walk you through the tour.